HSA/FSA Contribution Calculator

Optimize your Health Savings Account (HSA) or Flexible Spending Account (FSA) contributions and estimate your potential tax savings.

Coverage Type

Your Age

Tax Bracket

Expected Annual Healthcare Costs

Current HSA Balance

Plan Deductible

Out-of-Pocket Maximum

Employer HSA Contribution

HSA/FSA Tips

HSA Investment Strategy

Consider investing your HSA funds for long-term growth. Unlike FSAs, HSA balances roll over year to year and can be used tax-free for healthcare in retirement.

Save Your Receipts

Keep records of all qualified medical expenses. You can reimburse yourself from your HSA at any time in the future for past qualified expenses.